Planned & Estate Giving

A Charitable Gift Annuity (CGA) allows you to support the San Mateo County Community Colleges Foundation while securing fixed income payments for life. It’s a meaningful way to align your philanthropic goals with financial stability—and receive valuable tax benefits.

 

Benefits

• Guaranteed  fixed payments for life   (to you or a designated annuitant)  
• Charitable income tax deduction   for the gift portion  
• Payments may be   partially tax-free    
• Support SMCCC Foundation’s mission while planning for your future  

 

How It Works

1. You contribute cash or appreciated securities (minimum: $10,000)  
2. SMCCCF provides lifetime fixed payments based on your age  
3. You receive a charitable deduction and potential tax-free income  
4. You enjoy peace of mind knowing your gift supports student success  

Note: SMCCC Foundation does not accept real estate as collateral for CGAs.

 

Types of Gift Annuities

• Current CGA: Payments begin within one year of your gift
• Deferred CGA: Payments begin at a future date you choose—often resulting in higher annual income

Minimum age to establish a CGA: 60  

Ready to Get Started?

For more information or to create a CGA, contact:

Megan Barber Allende
Executive Director  
allendem@smccd.edu
(650)-358-6860

SMCCC Foundation’s CGAs are managed by the Community College League of California, utilizing American Council on Gift Annuities rates.